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As your San Francisco auto accident attorney, Gregory Brod knows the danger of drunk driving. Another group that is well aware of the perils of mixing alcohol and driving is the police department. Law enforcement personnel know the dangerous fallout from drunk driving and should also be operating as a model of proper, safe behavior for the community. This makes is especially upsetting when local law enforcement authorities are involved in San Francisco DUIs.

beerglass.pngThe San Francisco Chronicle reported on Saturday that three police officers have been arrested in the past month on suspicion of driving under the influence of alcohol. The latest arrest involved Officer Michael Wars, the head of the Union City Police Officers Association and a twenty-two year veteran of the Union City police department. Ward, age forty-three was pulled over by California Highway Patrol just after midnight on February 8. He was driving in Pleasonton on Bernal Avenue and was operating a hand-held mobile phone when he was pulled over. The Highway Patrol officer determined that Ward had been drinking and arrested him on suspicion of a misdemeanor DUI charge.

Ward is the third police officer in the southern Alameda County area to be accused of driving while intoxicated in the month of February. The earlier arrests involved two Fremont police officers who were arrested in separate incidents on February 3rd and 11th. All three officers were off-duty at the time of their arrest. The CHP has not revealed the blood alcohol level in the cases. Parties involved in the cases note that officers err on the side of making a charge and arrest when dealing with a borderline DUI case involving law enforcement in order to prevent an appearance of leniency. Officers charged with DUIs face potential department sanctions, including the possibility of losing their job, in addition to the usual legal sanctions.

electric_toothbrush_1.jpgThe Federal Drug Administration (FDA) released a Consumer Update on February 16, 2012 warning consumers of multiple issues with the Arm and Hammer Spinbrush (called the Crest Spinbrush before 2009). All nine models of the Spinbrush are being recalled, including the Spinbrush for Kids and the replacement heads themselves.

The Spinbrush has a removable head which has been known to detach unexpectedly exposing the metal piece to which it is connected. The metal piece has jabbed brushers in the cheek, lips, and even eyes causing multiple injuries. In other cases, the toothbrush head popped off in the mouth, chipping teeth, which, if swallowed constitute a choking hazard. Although the Spinbrush for Kids does not have a removable head, problems have been reported with this model as well. Reportedly, bristles may become loose and detach posing a choking hazard to children. Other reports include cut lips and burns from overheating batteries.

Unfortunately, the Spinbrush has a dogged history. Proctor and Gamble initiated a recall for its Crest Spinbrush in November 2004, admitting that the removable head had detached in a small number of brushes. At that time, there were 7.5 million Spinbrushes were in distribution nationwide. Since then, the number has risen to over 22 million distributed internationally, as cited in the latest recall of the Spinbrush.

In May 2011, the FDA issued a warning letter to Church and Dwight Co. Inc., which manufactures the Spinbrush, admonishing the company for repeatedly failing to file Medical Device Reports within 30 days of being notified about serious mouth injuries and chipped teeth caused by the Spinbrush. Moreover, once the company submitted the late Medical Device Report, it failed to designate the injuries as serious, although chipped teeth, cuts to the mouth and eye, and reports of choking are deemed serious by the FDA’s, and most people’s, standards.

The next recall followed on January 25, 2012 for the same reasons. The FDA’s latest Consumer Update is yet another sign that the problems with the Spinbrush have not been addressed. Church and Dwight Co. Inc. has recently taken actions to remedy the problem with the Spinbrush. It added a label to the packaging warning consumers to change the replacement head every three months to avoid wear that could lead to the head malfunctioning. It also added colored bristles that fade to signal that the replacement head should be changed. Finally, it issued safety notices on television and in print.

California law places strict liability of companies doing business in the state. Manufacturers and distributors that send out defective products are generally liable for harm caused by their products. There are also more specific causes of actions, which may apply to the Spinbrush, including, but not limited to, design defect and consumer expectations and negligence to recall/retrofit.

The California Civil Jury Instructions states that a design can be proved to be defective if it did not perform as safely as an ordinary consumer would have expected it to perform. To establish this claim, a plaintiff must prove all of the following:

  1. That the defendant manufactured/distributed/sold the product;
  2. That, at the time of the use, the product was substantially the same as when it left the defendant’s possession or that any changes made to the product after it left defendant’s possession were reasonably foreseeable to defendant;

  3. That the product did not perform as safely as an ordinary consumer would have expected at the time of use; and

  4. That the product was used or misused in a way that was reasonably foreseeable to defendant.

The California Civil Jury Instructions states that a plaintiff may claim that the defendant was negligent because defendant failed to recall or retrofit the product. To establish this claim, plaintiff must prove all of the following:

  1. That defendant manufactured/distributed/sold the product;
  2. That defendant knew or reasonably should have known that the product was dangerous or was likely to be dangerous when used in a reasonably foreseeable manner;

  3. That defendant became aware of this defect after the product was sold;

  4. That defendant failed to recall or retrofit or warn of the danger of the product; and

  5. That a reasonable manufacturer/distributor/seller under the same or similar circumstances would have recalled or retrofitted the product.

As with most causes of action, the plaintiff must also prove for both causes of action that:

  1. That the plaintiff was harmed; and
  2. That defendant’s product and/or negligence were a substantial factor in causing plaintiff’s harm.

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Our San Francisco insurance attorneys are always interested in developments in insurance laws around the country and in particular as they affect California. This week California Congressman John Garamendi introduced H.R. 4020 into the House of Representatives, called the Flood Insurance Farmers Act of 2012. The bill addresses the cost of insurance for farmers who grow crops and livestock on floodplains. farmer.jpg

Many existing levees that protect agricultural land have recently been downgraded by a study of the Army Corps of Engineers and the Federal Emergency Management Agency (FEMA). Large amounts of US farmland are being designated as flood areas if the levees in those areas are not found to give 100 year protection. This would require property owners in these areas to purchase flood insurance, pay higher rates, and all new construction or improvements would have to meet stricter building requirements. In many of these areas, flood insurance is not available and farmers would not be able to improve or build new agricultural structures necessary to support or grow their business.

FEMA determined that California is the first state to have its floodplains and levees studied and mapped. Some affected California farmers are saying these restrictions on floodplains could make now productive agricultural communities disappear. The first new designations and maps released by FEMA put almost all of Sutter County in a “Special Flood Hazard Area.” Rural residents there say the level of flood insurance and certification required now is cost prohibitive and unattainable for most farmers. It could shut them down. They will be prohibited from making improvements worth more than 50 percent of the structure’s value. And anyone with a federally backed mortgage will automatically be required to purchase flood insurance, which will increase insurance costs for that property by four to six percent.

We should be able to trust the products we buy. Our San Francisco products liability attorney believes that properly filed civil suits play an important role in helping hold companies responsible for their products and their production decisions.

gavel.pngNegligently designed or manufactured products are dangerous to all of our residents. Recognizing the danger of defective products and the evidentiary difficulties of these cases, courts use a strict liability theory in Northern California products liability cases. This means the plaintiff does not have to prove that the manufacturer or seller acted negligently, an evidentiary standard that would be tough to meet. Instead, a plaintiff only needs to show three things: 1) That the product was not safe; 2) That the plaintiff was injured; and 3) That the product caused of that injury. For example, a plaintiff burned by an electric device that got overly hot would only need to prove the product posed a danger and caused an injury. The plaintiff would not need to show that the manufacturer was aware of the danger or was otherwise negligent in releasing the product for sale.

Plaintiffs will still generally present a theory of the case to the court in a San Francisco product liability lawsuit. Common theories include:

Our Oakland business attorney works with Northern California companies facing a myriad of legal disputes. Business fraud and employee malfeasance are old problems but wrongdoers are constantly finding new twists. Now more than ever, businesses need a trusted and experienced Oakland small business law firm on their side.

The Oakland Tribune reported this week on a lawsuit involving SunPower, the leading solar panel maker in the Silicon Valley. In the suit, SunPower accuses five former employees of stealing highly sensitive business information, such as computer files and sales documents, and taking those files to business rival SolarCity. The suit is pending in federal court and alleges criminal charges pursuant to the Computer Fraud and Abuse Act.

According to reports, the central defendant is Tom Leyden, the former managing director of SunPower’s East Coast operations. Leyden left his former employer in August and joined the growing start-up, SolarCity, as vice president of commercial sales in September. SunPower alleges that Leyden used flash drives to download thousands of business files and also accessed customer data reflecting more than $100 million in sales. Leyden also recruited Matt Giamini, Dan Leary, Felix Aguayo and Alice Cathcart to join him in leaving SunPower for SolarCity and the allegations further suggest that those ex-employees also copied company documents to personal devices prior to their departure. The lawsuit alleges that SolarCity knowingly accepted these fraudulently obtained files.

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As guests at a Monterey hotel found out, hazardous material incidents are not limited to refineries, dry cleaners, or factories. Hotel officials and the Monterey Fire Department completely evacuated hotel guests as a result of a dangerous chemical reaction that occurred in the laundry room at the Portola Hotel.

According to KTVU news, a hotel employee accidentally mixed acid and bleach, which led to a release of chlorine gas. The Monterey Herald reported that sixteen employees and one guest were taken to various hospitals complaining primarily of respiratory problems, while KTVU reported that thirty people were taken to the hospital. The Environmental Protection Agency (EPA) lists the side effects of inhaling chlorine gas as headaches, burning sensation of the eyes and nose, difficulty breathing, and possible vomiting. Inhaling chlorine may also exacerbate pre-existing asthma or bronchitis. Asthmatic persons are at a higher risk for side effects from contact with chlorine.

Bleach is a commonly used in laundering, and many other common cleaners contain acid. Mixing of the two chemicals releases chlorine gas into the air and the mix of bleach and ammonia releases chloramines. Both chemical reactions cause similar symptoms in those exposed. Industries of all types should have procedures for handling and storing chemicals and other hazardous materials. Hotels and other businesses should train employees on safety procedures for the use of hazardous substances and provide examples of potentially dangerous chemical reactions.

The U.S. Fire Administration (part of FEMA), states that, by law, hazardous materials must be stored in their original containers. The law serves to prevent dangerous chemicals and other materials from being stored in either unlabeled or mislabeled containers. Chemicals that are known to be reactive when mixed should not be stored next to each other. Safety locks on cabinets prevent kids and pets from accessing hazardous materials and from spills during natural disasters, such as earthquakes. Additionally, protective clothing is a good idea when handling corrosive agents.
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When we think of Northern California DUI accidents, we tend to think of alcohol. As your San Francisco personal injury law firm, the Brod Law Firm knows that other substances can also be dangerous when mixed with motor vehicles.

CNN reported last week on a study regarding marijuana and driving by a British Medical Journal. In the recent article, the journal reviewed nine prior auto accident studies involving nearly 50,000 participants. The authors, including Professor Mark Asbridge of Dalhousie University in Nova Scotia, concluded that the use of marijuana nearly doubled the risk of a vehicle collision. U.S. studies have found that marijuana is the most common illegal drug in vehicle crashes that result in driver fatality or injury to other individuals.

wreck.pngAlcohol is dangerous primarily because it limits reaction times, resulting in drivers who are unable to respond to ever-changing road conditions. In contrast, the primary danger of mixing marijuana and driving lies in the drug’ impact on spatial recognition. These limitations can lead a driver to follow too closely or to weave in and out of traffic lanes. Many users do not realize that their spatial ability is limited and may feel overly confident in their ability to drive after using marijuana. The impact also varies significantly from person to person based on differences in how cannabis is metabolized. In general, the active impact of marijuana lasts three to four hours.

elderly%20wheelchair.jpg A story caught our eye this week that is the definition of shameful. Imagine our seniors, our parents and grandparents, being scammed out of benefits from long-term care insurance. Taking money from the elderly and infirm and denying them when they need the help they diligently paid for over the years. As San Francisco insurance attorneys we saw that Consumer Watchdog filed a class action lawsuit with the San Bernardino Superior Court earlier this week against the Senior Health Insurance Company of Pennsylvania (SHIP) including these allegations.

Long-term insurance claims typically involve in-home care services, mostly for caregivers that help elderly or infirm policyholders with tasks like bathing, dressing, eating, and chores around the house. The lawsuit alleges that SHIP told policyholders that in-home caregivers must be licensed, when that is not the case. SHIP also allegedly forced policyholders to produce extensive documentation and to undergo unnecessary medical exams by SHIP employed doctors. The documentation requirements were often absurd-requiring multiple forms with the same information, medical records, proof of caregiver certification, and detailed caregiver notes. The founder of Consumer Watchdog, Harvey Rosenfield, said that SHIP takes the senior’s premiums, but when a claim comes in, they inundate the policyholder with confusing correspondence, fake requirements, and endless demands for irrelevant information.

The lawsuit is on behalf of Dr. William Hall and other elderly victims of this bad faith insurance abuse. Dr. Hall is an 87 year old California resident and former US Army colonel-a wounded veteran from the Korean War. He is also the former Chief of Medicine at a California hospital. His son Eric said that Dr. Hall bought the SHIP long-term care policy to spare his family the expense of this type of care. Eric Hall says that because of SHIP the family has spent more money and more time on Dr. Hall’s care than if he had never bought the policy. Dr. Hall bought his long-term care policy in 1994 and paid premiums for sixteen years. When he needed care, SHIP delayed his benefits for eight months and then only provided him with 20 percent of the benefits to which he was entitled. Because of that, he has spent tens of thousands of dollars for caregivers, exhausting his personal resources. Dr. Hall has had to turn to his children for care, which is exactly what he was trying avoid when he purchased the insurance policy in ’94.

Our San Francisco mortgage fraud lawyer represents individuals and small businesses harmed by financial fraud and mortgage abuses. As a financial fraud law firm, we are prepared to help consumers fight the big banks and financial institutions.

We have closely followed the national mortgage fraud cases, including those at the state level. This week, both California and New York agreed to enter into settlements for the state claims with mortgage lenders. The San Francisco Chronicle reports that several major banks including Bank of America, Wells Fargo, JP Morgan Chase, and Citibank have agreed to the proposed $37 billion settlements. The issues in the dispute include improperly lowering home mortgage principles, refinancing, “robo-signing,” failure to verify documents, and other decisions related to personal mortgages. There are ongoing negotiations regarding liability releases and other states may join the settlement in the coming days. Under the proposed settlement, California would receive $430 million. The providers would also be required to reduce loan amounts for over one million households nationwide. If enacted, the deal would be the largest single-industry settlement since a 1998 multistate tobacco agreement.

According to the Chronicle, more than two million California are underwater on their mortgages. Individuals need to be aware that California mortgage fraud can be the subject of personal civil lawsuits in addition to the state actions. The Federal Bureau of Investigations has a dedicated web site that can help consumers understand this complex legal arena. The FBI notes that mortgage fraud resulted from unsound underwriting processes and weak loan approval standards that result in mortgages being improperly extended. Mortgage fraud can take many forms including fake loan applications, fraudulent supporting paperwork, inflated appraisals, kickbacks, straw buyers, and false or stolen identities. The FBI compares mortgage fraud to a bank robbery that goes undetected. The FBI notes that over 2,700 claims were brought through the year 2009. The cases resulted in 494 criminal convictions, $2.5 billion in restitution, $58.4 million in fines, and $7.5 million in recoveries.

As your Sacramento drunk driving accident law firm, we know that all too many preventable tragedies occur on our local roadways. We are here to represent those injured by drunk drivers in Sacramento, San Francisco, and all of Northern California. We also believe in prevention and know that education and law enforcement can help prevent fatalities and injuries.

beer.pngThe San Francisco Chronicle reported on an alcohol-involved fatality this week near Sacramento. Forty-one year old Christopher Rigsby was driving the wrong way, travelling east in the westbound lanes of Highway 50 near Folsom Boulevard in Gold River when his Honda CR-V collided with a Pontiac Aztec. The impact of the collision caused the Pontiac to flip and killed three of the vehicle’s five occupants, including two who were thrown from the car. The Pontiac’s driver, Gustavo Sandoval-Gonzalez, age thirty-one of Sacramento was taken to UC David Medical Center due to chest pain and injuries to his hand and knee. The three deceased victims were a man and two women in their fifties whose names had not been released at the time of the Chronicle’s report. A fifth passenger in the Pontiac, fifty-nine year old Pedro Cornejo, suffered major internal injuries and was taken to Mercy San Juan Medical Center for care.

Rigsby was also taken to UC Davis Hospital after being freed from his vehicle by rescuers. Police officers reported that Rigsby was intoxicated at the time of the accident and was arrested on charges of felony drunken driving. This does not appear to be his first run-in with the law – records with the California Department of Motor Vehicles show Rigsby’s driver’s license had been suspended between 2001 and 2004 due to another drunk driving incident.

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